Life assurance just pays out to my family if I die, “right?”
The truth is, life assurance can be different. What if it provided benefits for you to use on an everyday basis?
I changed my life over 12 months ago, and what’s the difference it has made? My policy now provides me with day-to-day benefits that I use.
It includes a new Garmin smartwatch, which keeps track of vital health stats, free cinema tickets to use on nights out with my wife, free Café Nero coffees each week, hugely discounted spa breaks at Champneys and much more.
Despite the higher monthly cost of my life cover, its benefits, including free cinema tickets and various discounts, have been worthwhile. I have lost over 1.5 stones and no longer suffer from prolonged gout attacks. Due to the weight loss, I would not be classed as prediabetic.
However, my life cover costs me slightly more monthly with its benefits, such as free cinema tickets and other discounts. I save money. The most significant help, though, is the change in health and mental health and an engagement in enjoying life.
Does your life assurance provide you with these benefits? Or do you pay each month and get nothing back? If you would like to know more, please let me know. I would be pleased to share the benefits with you.
